MPF Employer Scheme

MPF Personal Account

Tax Deductible Voluntary Contributions (TVC)

MPF Employer Scheme

According to the MPF Schemes Ordinance, an employer has to set up an MPF scheme for employees. A good MPF scheme should provide suitable fund choice with quality performance to employees and comprehensive services to both of employer and employees.

MPF Personal Account

Whenever you change your job or implementation of the Employee Choice Arrangement, you will face the choice of MPF scheme for your Personal Account. Too many Personal Account will affect your overall MPF investment performance & increase the difficulty of management. Therefore, you should consolidate those Personal Accounts at an appropriate time.

Tax Deductible Voluntary Contributions (TVC)

In addition to mandatory contribution, you may open a Tax Deductible Voluntary Contributions account to enjoy a maximum of HKD 60,000 yearly tax deductible. Most MPF trustees offer TVC accounts.  You may opt for TVC accounts in any MPF schemes which offer such accounts and make contributions directly to the trustees without involving your employers. Please feel free to contact us for comparison.